- 3% Everyday Spending: Grocery stores, gas stations and dining
- 2% AAA + Travel + Insurance: AAA Membership, travel and insurance
- 1% Everything Else: All other qualifying spend
- No Foreign Transaction Fees
- No Annual Fee
- Travel and Emergency Assistance Service: Help with medical, legal and travel services away from home.
- Auto Rental Collision Damage Waiver: Coverage for collision or theft of most rental cars.