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American Express Platinum Card®

American Express Platinum Card®

A great welcome bonus and an annual fee which is easily covered by the plethora of statement credits including $200 in Uber/Uber Eats credits, $100 at Saks Fifth Avenue, and access to the best airport lounges in the country, Centurion. Travel in style this year!

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Features

You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you're approved and find out your exact welcome offer amount - all with no credit score impact. If you're approved and choose to accept the Card, your score may be impacted.
Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Experience the benefits of the Global Lounge Collection, including access to over 1,550 airport lounges, over $850 of annual value, Centurion Lounges, 10 Delta Sky Club visits (subject to visit limitations), Priority Pass™ membership, and other select partner lounges, making it the credit card company with the most airport lounges on the market as of 01/2026.
$200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
$300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
$600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
Receive up to $100 in statement credits each quarter for dining at over 10,000 qualifying U.S. Resy restaurants with the Platinum Card® and gain exclusive access to reservations on select nights with Platinum Nights™ by Resy by adding your Platinum Card® to your Resy profile.
Receive up to $219 in statement credits each calendar year to cover the cost of a CLEAR+ Membership, which speeds up the process of getting to your gate at 55+ airports nationwide by verifying your identity using your face with the Platinum Card®.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
Book Fine Hotels + Resorts® through American Express Travel® to enjoy noon check-in and guaranteed 4PM late check-out, allowing you to start your vacation earlier and extend it longer.
$300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That's up to $300 in statement credits each calendar year. Enrollment required.
Receive a $12.95 statement credit each month after paying for a monthly Walmart+ membership with a Platinum Card®, up to $12.95 plus taxes on one membership fee.
We are available around the clock to assist with any member service needs, including lost card replacements and statement inquiries.
The annual fee is $895.
Terms apply.
Welcome Bonus
80,000
Typical Point Value
Welcome Bonus Value
$1,600
Required Spend
$8,000
Months
6
Annual Fee
$895
Foreign Transaction Fees
No
Rewards
Membership Rewards Points
Issuer
American Express (AmEx)
Network
American Express
Customer Support
(800) 801-6564
Reconsideration
(877) 399-3083