Features

Get a $250 statement credit by making $3,000 in eligible purchases on your new Card within the first 6 months.

No fee for the first year, but a $95 annual fee will be charged thereafter.

Plan It® allows customers to split up large purchases into monthly installments with $0 intro plan fees for plans created during the first 12 months from the date of account opening, while plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

Enjoy a low introductory APR of 0% on purchases and balance transfers for the first 12 months, followed by a variable APR of 18.49% - 29.49%.

Get 6% cash back on purchases up to $6,000 annually at U.S. supermarkets, and 1% after that.

Select U.S. streaming subscriptions offer a 6% cash back.

You can earn 3% cash back when purchasing at gas stations in the U.S.

Earn 3% Cash Back on a wide range of transit expenses, such as taxis, rideshares, parking, tolls, trains, buses, and more.

Other purchases earn 1% cash back.

Reward Dollars received as Cash Back can be redeemed as a statement credit or at Amazon.com checkout.

To receive a $7 monthly statement credit, use your enrolled Blue Cash Preferred Card to spend at least $9.99 each month on a Disney Bundle subscription that automatically renews, valid only on Disney Plus.com, Hulu.com, or Plus.espn.com in the U.S.

Apply confidently knowing that your credit score will not be affected until you are approved for a Card, but be prepared for a potential impact if you choose to accept it.

Terms apply.