Features

Spending $3,000 on your new Card within the first 6 months will earn you a $250 statement credit.

No fee for the first year, but a $95 annual fee will be charged thereafter.

Plan It® allows customers to split up large purchases into monthly installments with $0 intro plan fees for plans created during the first 12 months from the date of account opening, while plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

For the first 12 months after opening your account, benefit from a 0% Intro APR for both purchases and balance transfers, with a variable APR of 18.99% - 29.99% afterward, ensuring it never surpasses 29.99%.

Get 6% cash back on purchases up to $6,000 annually at U.S. supermarkets, and 1% after that.

Select U.S. streaming subscriptions offer a 6% cash back.

Earn 3% cash back on U.S. gas stations and transit expenses such as taxis, rideshare, parking, tolls, trains, buses and more.

Other purchases earn 1% cash back.

Redeemable as statement credit, Reward Dollars received in the form of Cash Back.

By enrolling and paying for an Equinox+ membership at equinoxplus.com with your Blue Cash Preferred® Card, you can receive up to $120 in annual statement credits, equivalent to $10 per month.

Enroll in the Disney Bundle and use your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription, and receive $7/month as a statement credit to make your decision easier.

Terms apply.