Features

Spending $3,000 on your new Card within the first 6 months will earn you a $250 statement credit.

No fee for the first year, but a $95 annual fee will be charged thereafter.

Plan It® allows customers to split up large purchases into monthly installments with $0 intro plan fees for plans created during the first 12 months from the date of account opening, while plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

Upon opening the account, you will receive a 0% introductory APR for 12 months on purchases and balance transfers, which will later become a variable APR ranging from 19.24% to a maximum of 29.99%.

Get 6% cash back on purchases up to $6,000 annually at U.S. supermarkets, and 1% after that.

Select U.S. streaming subscriptions offer a 6% cash back.

You can earn 3% cash back when purchasing at gas stations in the U.S.

Earn 3% Cash Back on a wide range of transit expenses, such as taxis, rideshares, parking, tolls, trains, buses, and more.

Other purchases earn 1% cash back.

Reward Dollars received as Cash Back can be redeemed as a statement credit or at Amazon.com checkout.

Enrollment is required to receive up to $120 in statement credits annually by using your Blue Cash Preferred® Card to pay for the auto-renewing subscription to Equinox+ at equinoxplus.com, equivalent to $10 in statement credits per month.

Enroll with your Blue Cash Preferred® Card, spend $9.99 or more monthly on an eligible subscription, and receive a $7/month statement credit as you make the decision to get the Disney Bundle including Disney+, Hulu, and ESPN+.

Terms apply.