- Earn unlimited 1.5% cash back on all purchases everywhere, every time.
- No annual cap and cash rewards don't expire.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means up to 2.62% cash back on all purchases.
- Choose how to redeem your cash rewards - as a deposit into your Bank of America checking or savings account, as a card statement credit, or as a check mailed to you.
- No annual fee.