Features

5x total points on all travel purchased through Chase Ultimate Rewards, 2x points on all other travel purchases

5x points with Lyft through March 2025

3x points on dining, including eligible delivery services, takeout and dining out (previously 2x)

3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs)

3x points on select streaming services

1x point per dollar spent on all other purchases

$50 Annual Credit on hotel stays purchased through Ultimate Rewards. New cardmembers will start earning towards the credit immediately and existing cardmembers will start earning after their next account anniversary.

10% Anniversary Point Bonus. Each account anniversary, cardmembers will earn bonus points equal to 10% of total purchases made the previous year. That means, $25,000 in spend will earn an additional 2,500 bonus points.

Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 80,000 points are worth $1,000 toward travel.

Free DashPass subscription for DoorDash

1:1 point transfer to leading frequent travel programs at full value — that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points

Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more

24/7 direct access to dedicated customer service specialists

No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance