Features

8x points on all purchases through Chase Travel, including The Edit

4x points on flights booked direct

4x points on hotels booked direct

3x points on dining worldwide

1x points on all other purchases

$300 annual travel credit: Get the most flexible travel creditopens overlay compared to any other card, with up to $300 in statement credits for travel purchases each account anniversary year. Purchases that qualify will not earn points.

IHG® One Rewards Platinum Elite Status: Get complimentary IHG One Rewards Platinum Elite Status with your Sapphire Reserve card through December 31, 2027

$500 credit for stays with The Edit: Up to $250 in statement credits from January through June and again from July through December for prepaid bookings made with The Edit. Two-night minimum. Purchases that qualify will not earn points.

Reserve Travel Designers: Build and book a custom itinerary that unlocks hidden gems and new experiences around the world with a Reserve Travel Designer. This personalized service is valued at up to $300 per trip.

$469 Priority Pass Select membership: Enjoy access to 1,300+ airport lounges worldwide, plus every Chase Sapphire Lounge by The Club with up to two guests, with a complimentary Priority Pass Select membership.

Global Entry, TSA PreCheck®, or NEXUS fee credit: Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card.

$250 in Apple TV+ and Apple Music subscriptions: Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music – all the music you love, across all your devices. Subscriptions run through 6/22/2027 - a value of $250 annually.

$120 DashPass Membership: Complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by 12/31/2027.

$300 in DoorDash promos: DashPass members get up to $25 each month to spend on DoorDash, which includes a $5 monthly promo to spend on restaurant orders* and two $10 promos each month to save on groceries, retail orders, and more. Available through 12/31/2027.

$300 in StubHub credits: Get up to $150 in statement credits from January through June and again from July through December for a maximum of $300 annually for StubHub and viagogo purchases through 12/31/2027. Activation required.

$120 in Lyft credits + 5x points: Get up to $10 in monthly in-app credits to use on rides through 9/30/2027. Plus, earn 5x total points on Lyft rides through 9/30/2027.

$120 in Peloton credits + 10x points: Get $10 in statement credits per month on eligible Peloton memberships through 12/31/2027, for a maximum of $120 annually.* Activation required. Plus, earn 10x total points on eligible Peloton equipment and accessory purchases over $150 through 12/31/2027.

Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $75,000 for theft and collision damage for most rental vehicles in the U.S. and abroad

Trip Cancellation and Interruption Insurance: If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Trip Delay Reimbursement: If your common carrier travel is delayed more than 6 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

Travel Accident Insurance: When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive up to $1,000,000 in accidental death or dismemberment coverage.

Travel and Emergency Assistance: If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)

Lost Luggage Reimbursement: Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Baggage Delay Insurance: Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

Emergency Evacuation and Transportation: If you or a covered traveler are injured or become sick during a trip 100 miles or more from home that results in an emergency evacuation, you can be covered for medical services and transportation up to $100,000.

Roadside Assistance: If you have a roadside emergency, you can call for a tow, battery assistance, tire change, locksmith or gas. You're covered up to $50 per incident 4 times a year.

Emergency Medical and Dental: If you or an immediate family member become sick or injured while you're 100 miles or more from home on a trip, you can be reimbursed up to $2,500 for medical expenses, subject to a $50 deductible.

Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item

Return Protection: You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.

Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

Spend $75,000 each calendar year and unlock status and credits with leading travel and shopping brands.* The benefits will be available for the remainder of the year in which they were earned and through the following calendar year. Benefits include: IHG One Rewards Diamond Elite Status, $250 Credit for The Shops at Chase, $500 Southwest Airlines Chase Travel credit, Southwest Airlines A-list status

No foreign transaction fees