Features

Earn 5× Points on new travel purchases - including flights, hotels and car rentals.

Earn 2× Points at restaurants and dining out.

Earn 1× Points on all other purchases you make with your credit card.

Earn up to $400 of travel credits per year for all airfares, hotels and car rentals booked through HSBC Travel

Speed up airport screening with up to $120 towards Global Entry, TSA Precheck, TSA Precheck by Clear, or NEXUS once every 4.5 years

Elevate your airport experience with complimentary and unlimited lounge access for the cardholder and up to 2 guests worth more than $469 annually with Priority Pass

Rewards for Miles program that allows you to transfer your points into any of our 11 airline and 2 hotel partners’ loyalty programs

Other benefits include MasterRental Coverage™, complimentary travel insurance, airport concierge services, and exclusive discounts and upgrades from fine restaurants and designer brands

Earn up to $120 in statement credits annually on taxis, cabs and rideshare. Use your Elite credit card to pay for your rideshare and automatically receive $10 each mont

Get up to $140 annually with Instacart+. When you sign up as a new member, receive 2 free months of Instacart+ and $10 off your second order each month

Enjoy complimentary ShopRunner membership, worth $79 annually

Unlimited concierge service - 24 hours a day, 365 days a year. A dedicated personal service ready to assist you with travel, dining, shopping, entertainment, securing coveted reservations, and special perks and privileges

Take 3 rides, and get a $5 Lyft App credit every month with your Elite credit card

Purchase Assurance covers most purchases from damage or theft within 90 days of purchase up to $1,000

Claim up to $800 if your cellphone is stolen or damaged using Cellular Wireless Telephone Protection

Mastercard ID Theft Protection™ and Identity Fraud Expense Reimbursement provide support and expense reimbursement if your identity is compromised through identity fraud.

You must have an existing U.S. HSBC Premier checking account