Features

Earn 2 points for every $1 you spend on Southwest Airlines® purchases.

Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year.

Earn 1 point for every $1 you spend on all other purchases.

First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation. For a family of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).

Complimentary Standard seat - Select a Standard seat within 48 hours prior to departure, when available. For flights operating in 2026 and beyond

3,000 points every year on your Cardmember anniversary

10% Flight Discount - Receive a 10% promo code each year on your Cardmember anniversary (Excludes Basic fare).

10,000 Companion Pass(R) qualifying points boost each year, and more.

25% back on inflight purchases

No foreign transaction fees.

Anniversary Free Night: Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.

Through 12/31/2025: Earn 2 points at Southwest: 2 EarlyBird Check-In