Features

Earn 2 miles for each $1 spent on tickets purchased from United

Earn 2 miles per $1 spent at restaurants and hotels

Earn 1 mile per $1 on all other purchases

Free first checked bag – save up to $160 per roundtrip

Priority boarding: The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

2 United Club one-time passes after account opening and on each anniversary - over a $100 value per year: Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more. For an updated list of United Club locations and any temporary closures, please visit united.com

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit: Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.

25% back on United inflight and Club premium drink purchases: You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card.

Earn a 10,000-mile award flight discount each year: Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year with your United℠ Explorer Card.

Premier upgrades on award tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.

$100 United® travel credit: Earn $100 in United® TravelBank cash after you spend $10,000 on purchases each calendar year with your UnitedSM Explorer Card. You can use United® TravelBank cash toward future flights on United® or United Express®.

Up to $100 in United® Hotels credits: Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United® Hotels with your UnitedSM Explorer Card, up to $100 each anniversary year.

Up to $60 in credits on rideshare purchases: Enroll to receive up to $5 back as a statement credit each month on rideshare purchases when you pay with your United℠ Explorer Card, up to $60 each calendar year. Yearly opt-in is required.

Up to $50 in United travel credits on Avis or Budget purchases: Receive $25 in United® TravelBank cash, up to $50 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comOpens overlay and paid for with your UnitedSM Explorer Card.

Up to $100 in credits on JSX purchases annually: Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX using your UnitedSM Explorer Card. JSX is a hop-on jet service that offers a semi-private flying experience at commercial fares. To learn more, visit united.com/JSX

Up to $120 in Instacart credits: Receive a $10 Instacart credit monthly, up to $120 total each calendar year, for purchases made directly through Instacart with your UnitedSM Explorer Card. Terms apply. Benefits end 12/31/27.

Earn up to 1,000 Premier® qualifying points (PQP): You’ll earn 1 PQP for every $20 you spend on purchases with your Explorer Card, up to 1,000 PQP in a calendar year. This can be applied toward your Premier® status qualification.

Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Baggage Delay Insurance: Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.

Lost Luggage Reimbursement: Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Trip Cancellation and Interruption Insurance: You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.

Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.

Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.

3-Month Complimentary Instacart+ Membership: Get complimentary Instacart+ Membership for three months, including unlimited deliveries with $0 delivery fees on eligible orders. After that, you're automatically enrolled in Instacart+ at 25% off the annual rate. Service fees and Terms apply. Benefits end 12/31/27.