Features

2 miles per $1 spent on United purchases

2 miles per $1 spent at gas stations

2 miles per $1 spent on local transit and commuting

1 mile per $1 spent on all other purchases

Earn 2 checked bags: Earn two checked bags on United® - or United Express® - operated flights after spending $10,000 in a calendar year with your United GatewaySM Card

25% back on United inflight and Club premium drink purchases: You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card.

Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage provides reimbursement for theft and collision damage for most rental vehicles. In the U.S., coverage is secondary to your personal insurance.

Trip Cancellation and Interruption Insurance: You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.

Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.