Features

5 miles per $1 spent on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers

3 miles per $1 spent on United purchases

2 miles per $1 spent on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls

2 miles per $1 spent on dining

2 miles per $1 spent on select streaming services

1 mile per $1 spent on all other purchases

Annual 10,000-mile award flight discount: Starting with your first anniversary and every anniversary thereafter, you'll get a 10,000-mile discount to use toward an eligible award flight

Earn a 10,000-mile award flight discount each year: Earn a 10,000-mile award flight discount after spending $20,000 on purchases each calendar year with your United QuestSM Card.

Free first and second checked bags - savings of up to $360 per roundtrip: The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $40 value for the first checked bag and up to $50 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card* (this purchase requirement is waived for flights during the 90 days from account opening). For complete details, please visit united.com/ChaseBagOpens overlay.

Earn 2 global Economy Plus® seat upgrades: Enjoy extra leg room on your next United - or United Express® - operated flight: Earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year with your United QuestSM Card.

Priority boarding: The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.

Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit: Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.

25% back on United inflight and Club premium drink purchases: You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Quest Card.

Premier upgrades on award tickets: The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.

$200 annual United travel credit: Automatically receive $200 in United® TravelBank cash after account opening and annually on your account anniversary, for a future United® - or United Express® - operated flight

Up to $150 in credits for Renowned Hotels and Resorts for United® Cardmembers: Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United Quest℠ Card

Up to $100 in credits on rideshare purchases annually: Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases when paying with your United QuestSM Card: $8 back as a statement credit each month from January through November and up to $12 back for the month of December. Yearly opt-in is required.

Up to $80 in United travel credits on Avis or Budget purchases: Receive $40 in United® TravelBank cash, up to $80 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.com and paid for with your United Quest℠ Card.

Up to $150 in credits on JSX purchases annually: Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your United Quest℠ Card. JSX is a hop-on jet service that offers a semi-private flying experience at commercial fares. To learn more, visit united.com/JSX.

Up to $180 in Instacart credits: Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart with your United QuestSM Card. Terms apply. Benefits end 12/31/27.

Receive 1,000 Card Bonus Premier qualifying points (PQP): Get a jump start on earning Premier status with 1,000 Card Bonus Premier qualifying points (PQP) each year. PQP can be applied toward your Premier® status qualification, up to and including the Premier 1K® level. Your Card Bonus PQP will be applied to your MileagePlus account within 6 to 8 weeks after February 1 each year, starting in 2026. Your Quest Card must be open as of December 31 of the prior year and must be open when PQP are applied.

Earn up to 18,000 Premier® qualifying points (PQP): You’ll earn 1 PQP for every $20 you spend on purchases with your QuestSM Card, up to 18,000 PQP in a calendar year. This can be applied toward your Premier® status qualification.

Trip Cancellation and Interruption Insurance: You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.

Baggage Delay Insurance: Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours

Lost Luggage Reimbursement: Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.

Trip Delay Reimbursement: If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler

Auto Rental Coverage: Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.

Purchase Protection: Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item

Extended Warranty Protection: Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.